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April 30, 2023
Agency

Protecting Your Castle: Essential Items Every Homeowner Needs

Owning a home is a dream come true for many people, but it also comes with a lot of responsibility. As a homeowner, it’s essential to make sure that your property is adequately protected, both inside and out. Here are some important things that homeowners need to have: Homeowners Insurance: One of the most critical […]
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May 6, 2023
Agency

Protect Your Clients and Your Business: How Best Formula Insurance Can Help Realtors and Loan Office

As a realtor or loan officer, your clients rely on you for your expertise and guidance when purchasing a property. However, in addition to helping your clients find the perfect home or investment property, it’s essential to ensure that they are adequately protected from any potential risks or damages. In this blog post, we’ll discuss […]
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May 24, 2023
Agency

Home Insurance Discounts: How to Maximize Savings

As the experts at Best Formula Insurance, we know the importance of saving on home insurance premiums without sacrificing coverage. In this blog post, we’ll share valuable tips on how to maximize your savings by taking advantage of home insurance discounts. By implementing these strategies, you can ensure your home is protected while keeping your […]
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June 14, 2023
Agency

The Importance of Earthquake Insurance: Safeguarding Your Property and Finances

  Earthquakes can strike without warning, leaving a trail of destruction in their wake. As a homeowner, protecting your property and finances from the devastating effects of an earthquake is of paramount importance. This article explores the significance of earthquake insurance, helping you understand the benefits it provides and why it is crucial to consider […]
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June 19, 2023
Agency

California Homeowners Insurance Market Shaken as State Farm and Allstate Decision

  The recent decision by State Farm and Allstate to discontinue offering new homeowners insurance policies in California has created a void in the market, leaving homeowners searching for alternative options to protect their properties. While State Farm and Allstate have not provided any specific timeline for when they may resume offering homeowners insurance in […]
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June 21, 2023
Agency

Exploring Pets, Dogs, Insurance, Protection: Best Formula Insurance Insights

Dogs bring joy and companionship to our lives, but unfortunately, dog incidents can occur, leading to injuries and potential liability. As experts in insurance, Best Formula Insurance provides valuable insights into how insurance claims work in dog-related incidents. In this article, we will explore the coverage provided, the parties held liable, and the specific insurance […]
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June 22, 2023
Agency

Demystifying Flood Insurance in Texas: Coverage, Statutes, and Claim Considerations

  In flood-prone areas like Texas, understanding how flood insurance works is crucial for homeowners and property owners. This article aims to provide insights into flood insurance specific to Texas, including the statutes that govern it, coverage details, and the distinction between flood insurance and homeowners insurance when filing a claim. Understanding Flood Insurance Coverage: […]
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June 26, 2023
Agency

I’m a Landlord… Can I use my Homeowner’s Insurance for that property?

As homeowners, we understand the importance of protecting our property with homeowners’ insurance. However, when it comes to renting out our homes, relying solely on homeowners insurance may leave us exposed to potential risks and financial losses. In this article, Best Formula Insurance will shed light on the differences between homeowners insurance and landlord insurance, […]
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June 27, 2023
Agency

It’s good when Home Values Increase…What does it effect?

Homeownership is a significant investment, and one crucial aspect of protecting that investment is homeowners insurance. This type of insurance provides financial security against potential risks and damages to a property. However, when the value of homes increases, there are notable effects on homeowners insurance premiums. In this article, we want to inform you how […]
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June 29, 2023
Agency

Property with California Fair Plan, What is it? Pros and Cons.

When it comes to securing insurance coverage in California, homeowners and property owners may encounter challenges due to various factors such as high-risk locations or a history of claims. In such cases, the California Fair Plan offers an alternative solution. However, at Best Formula Insurance, we believe that exploring insurance options beyond the California Fair […]
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