Simple Solutions to Complex Situations

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Commercial Auto

Light Auto, Medium Auto, Long Haul, Tow Trucks, Sand & Gravel, Intermodal, Cargo and more.

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Business Insurance

Business Owner's Policy, Workers' Compensation, Cyber, Real Estate, Restaurants, Retail, and more.

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Contractors Insurance

General Liability, Builder's Risk, Tools, Professional Liability, Tools & Equipment, Bond's and more.

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Personal Insurance

Auto, Home, Motorcycle, RVs, ATVs Boats, Classic Car, Renters, Condominiums' and more.

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Since 1997, we have been a trusted provider of insurance services in California. Our commitment to serving you continues as we expand our reach to include Arizona, Colorado, Illinois, Michigan, Nevada, New Mexico, Ohio, South Carolina, Texas, and Utah.


At Best Formula Insurance, we strive to ensure you feel confident in your insurance choices. We work closely with you to develop personalized  Auto, Home, Commercial, and Business insurance policies that fit your budget and needs. Our team is dedicated to providing comprehensive, detailed, and personalized information to keep you fully informed about your policy.


Unlike typical brokers and agents, we see you as an individual, not just a policy number. Our excellent relationships with industry carriers are a testament to the quality and professionalism of our service.


Our goal is to be the best-in-class insurance agency, offering outstanding sales support for carriers and exceptional service and competitive prices for our clients. We are committed to excellence in everything we do.

What Our Clients Say Testimonial Review Stars

Been inside so many times in Calexico and El Centro and both have very friendly customer service. Quick easy service.

-Jessica M.

Excellent service and very good attention.

-Fernando P.

They solve all your insurance problems

-Jose Z. E.

They have an excellent service towards the Hispanic community, always kind Monica, Iris and Bella always attentive to everyone!!

-Mery R

Extremely knowledgeable, helpful and attentive to my needs. He actually cared and not try to fit me in an “one size fits all” in regards to all my policies. Anyone looking to get auto or home insurance, ask for Luis! He’ll definitely take care of you!


Just like the service and the employees very professional

-J Bedolla

Highly Recommend Brian Morales, great service! Great savings! And overall one of the best experiences Ive had with insurances

-Eduardo A

Good help! Thumbs up

-Ric L

The best, really sweet, friendly and patient. Always very helpful, has the answers to all of my questions and clears any doubts that, I might have in mind. I will forever be a loyal customer of his.

-Fernanda M

Absolutely, Luis...he is friendly, efficient, and explains to you step by step making recommendations of what is best for you! Thank you Luis you are the best!

-Yanet G

They are the best people to look after your insurance needs. They will treat you like family and mean it because that's the kind of folks they are.

-Gilbert C

Belle was extremely professional and provided the best customer service.

-Jose G

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