Types of for-hire livery insurance
We offer affordable insurance for different types of livery businesses, from black car services to rideshare drivers. Our customizable coverages mean we can work with you to get the right livery insurance for your business.
Taxis provide transportation to the general public and are commonly found near large cities and airports. Traditional taxis don’t usually offer pre-arranged transport, unless sent by dispatch, and often feature lighted signage and meters.
Taxi insurance can also protect vehicles that don’t fit the description of a traditional taxi or black car service. This can include businesses that likely pre-arrange transportation but don’t use a luxury vehicle, such as a sightseeing tour company or an airport shuttle service.
Black car / limousine insurance
Black car and limousine services are forms of luxury transportation. Livery businesses that make scheduled appointments with specific pick-up and drop-off locations usually need black car insurance.
Non-emergency medical transportation insurance
Non-emergency medical transportation vehicles are used to transport individuals who need assistance traveling to and from appointments for medical treatment. This form of pre-arranged transportation doesn’t include ambulances or other emergency vehicles.
Rideshare insurance has become increasingly popular in recent years with the growth of companies like Uber and Lyft. People who use their private vehicles for livery will need special protection that extends beyond basic auto insurance.