You may need driver names, dates of birth, driver’s license information, vehicle details, mileage, garaging address, current insurance information, and the coverage you want to review.

Liability insurance may help pay certain bodily injury or property damage claims when you are legally responsible for a covered accident, subject to the policy limits and terms.

“Full coverage” is not a specific insurance policy. People commonly use the term for a policy that combines liability with comprehensive and collision coverage, but deductibles, exclusions, limits, and other policy provisions still apply.

Collision generally addresses qualifying damage to your insured vehicle resulting from a collision. Comprehensive generally addresses certain covered non-collision losses such as theft, vandalism, fire, hail, or falling objects.

A deductible is the amount you may be responsible for paying toward certain covered vehicle damage before the insurance company’s payment applies. Comprehensive and collision may have separate deductibles.

A higher deductible may reduce premium depending on the insurance company and policy, but it also increases the amount you may need to pay after a qualifying covered loss.

It depends on the vehicle, your finances, how much physical-damage protection you want, and whether the vehicle is financed or leased. Lenders and leasing companies commonly require comprehensive and collision coverage.

Yes. A lender will generally require comprehensive and collision coverage and may establish deductible requirements while the loan is active.

Yes. Leasing companies may require specific liability limits, comprehensive and collision coverage, deductibles, and other insurance conditions during the lease.

Depending on the state and policy, uninsured motorist coverage may help after a qualifying accident caused by a driver who does not have insurance. Underinsured motorist coverage may become relevant when the other driver’s available limits are insufficient.

Rental reimbursement may help with eligible temporary transportation expenses while your insured vehicle is being repaired after a covered loss, subject to daily and total limits.

Roadside assistance is often optional. Available benefits may include towing, battery assistance, lockout service, fuel delivery, or other services depending on the insurance company and program.

Insurance options may still be available. The length of the lapse, your driving history, state, vehicle, prior insurance, and insurance company can affect eligibility and pricing.

Coverage may still be available. Tickets, accidents, violations, and prior claims can affect premium and eligibility, and insurance options vary between companies.

An SR-22 is generally a filing submitted by an insurance company showing that a driver maintains required financial responsibility. It is associated with an insurance policy but is not itself an insurance policy.

Insurance options may be available for drivers who have been instructed to maintain an SR-22 filing. Filing requirements, availability, and procedures vary by state and insurance company.

Insurance companies often require information about licensed household members and regular vehicle operators. How each person is handled depends on state rules, underwriting requirements, and insurance company guidelines.

Usually, eligible drivers and vehicles can be added during the policy term, subject to insurance company rules. Premium, coverage, deductibles, and eligibility may change.

Comprehensive coverage may help after a qualifying covered vehicle theft, subject to the deductible, valuation method, policy terms, exclusions, and claim investigation.

Comprehensive coverage may help with qualifying covered weather-related losses such as hail, wind-related debris, or falling objects, subject to the policy terms and deductible.

Some insurance companies offer multi-policy discounts when eligible auto and property policies are written together. Availability and savings vary by insurance company, state, and policy.

Consider reviewing your policy at renewal and after major changes such as buying or selling a vehicle, moving, adding a driver, changing vehicle use, changing mileage, paying off a loan, or making other significant household changes.