September 29, 2026
Best Formula KnowledgeNotaries Protect Important Transactions — But What Protects the Notary?
Notaries play an important role in many personal and business transactions. They help verify identity, witness signatures, and support the integrity of documents that may involve property, finances, legal matters, and other important decisions. But while a notary helps protect the transaction, the notary also takes on responsibility. That’s where understanding bonds, Errors & Omissions […]
September 29, 2026
Best Formula KnowledgeI Use My Personal Car for Work — Does My Auto Insurance Still Cover Me?
You may own a regular personal vehicle, but what happens when you also use that same car for work? Driving to customers, carrying tools or equipment, visiting job sites, making deliveries, or traveling between appointments can change how an insurance company looks at the vehicle. Best Formula Insurance Personal vs. Business Auto Insurance Education For […]
September 28, 2026
Best Formula KnowledgeWhat Coverage Does a Small Cleaning Business Need?
For many cleaning businesses, the owner is also the person doing the work. You schedule the jobs, drive to the customer’s property, bring the supplies, perform the cleaning, and handle the business. Even a small cleaning company can face risks involving customer property, injuries, employees or helpers, vehicles, equipment, and access to homes and businesses. […]
September 24, 2026
Best Formula KnowledgeWhat Coverage Does an Independent Photographer Need?
For many photographers, the business is you. You book the sessions, bring the equipment, take the photos, edit the images, communicate with clients, and deliver the finished work. Even if you work primarily on your own, the right business insurance can help protect your equipment, your liability, and the photography business you’ve worked to build. […]
August 31, 2026
Best Formula KnowledgeWhat Does Best Formula Insurance Do and How Can We Help?
Insurance can become complicated quickly. Different homes, vehicles, businesses, employees, contracts, and industries can require very different types of protection. Best Formula Insurance helps individuals and businesses understand those options and review insurance solutions from multiple insurance companies. Best Formula Insurance Insurance Education & Guidance Personal & Commercial Insurance Buying insurance is not always as […]
July 25, 2026
AgencyPersonal Umbrella Insurance: What It Is and Why You Need It
Most people believe their auto or homeowners insurance provides all the protection they need. While those policies offer valuable coverage, they also have liability limits. If you’re responsible for damages that exceed those limits, you could be personally responsible for paying the difference. That’s where personal umbrella insurance can make a significant difference. What Is […]
June 13, 2024
AgencyTop 5 Reasons Why General Liability Insurance is Essential
Running a business involves navigating various risks, from customer injuries to property damage. Therefore, one crucial safeguard for any business owner is General Liability Insurance. This coverage is not just a safety net; it’s a fundamental part of a solid business strategy. In this blog, we’ll explore the top five reasons why General Liability Insurance […]
May 31, 2024
AgencyBusiness Owner’s Policy (BOP) vs. General Liability Insurance
When it comes to protecting your business, choosing the right insurance coverage is crucial. Two common types of business insurance are Business Owner’s Policies (BOP) and General Liability Insurance. Understanding the differences between these two options can help you make an informed decision. In this blog, we will compare BOP and General Liability Insurance and […]
May 30, 2024
AgencyProtecting Your Gardening and Landscaping Business with the Right Insurance
Running a gardening or landscaping business means working with valuable equipment, operating at customers’ properties, driving between job sites, and often having employees perform physically demanding work. From accidentally damaging a sprinkler system to an employee getting injured while operating equipment, one unexpected incident can create a significant financial setback. That is why having the […]
May 30, 2024
AgencySurety Bonds: Purpose, Who Needs Them, and How They Work
Surety bonds are a critical component in various industries, providing a financial guarantee that contractual obligations will be met. Despite their importance, many business owners are not fully aware of what surety bonds are, who needs them, and how they function. In this blog, we’ll delve into the essentials of surety bonds, their purpose, who […]