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abril 4, 2024
Agency

Maximizing Your Property Protection in High-Risk Areas

Living in areas with heightened exposure to natural disasters requires a well-thought-out strategy to safeguard your property. At Best Formula Insurance, our primary goal is to ensure that homeowners in high-risk regions such as California, Arizona, New Mexico, Nevada, Illinois, Texas, and Michigan are well-equipped with the necessary information and insurance coverage to protect their […]
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julio 18, 2023
Agency

Pool Ownership and Insurance: Requirements and Responsibilities for Homeowners

Owning a home with a pool can provide countless hours of enjoyment and relaxation. However, it’s important to understand the insurance implications that come with having a pool on your property. In this blog post, we will explore the requirements and responsibilities associated with homes with pools and provide guidance to homeowners on what needs […]
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julio 17, 2023
Agency

Honesty is the Best Policy: Why Transparency Matters in Your Homeowners Policy

When it comes to homeowners insurance, transparency is key. Disclosing accurate and complete information is crucial for securing the coverage you need and avoiding potential problems down the line. In this blog post, we’ll explore the importance of disclosing everything on your homeowners policy, the issues that may arise if you don’t, and what needs […]
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junio 29, 2023
Agency

Property with California Fair Plan, What is it? Pros and Cons.

When it comes to securing insurance coverage in California, homeowners and property owners may encounter challenges due to various factors such as high-risk locations or a history of claims. In such cases, the California Fair Plan offers an alternative solution. However, at Best Formula Insurance, we believe that exploring insurance options beyond the California Fair […]
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junio 27, 2023
Agency

It’s good when Home Values Increase…What does it effect?

Homeownership is a significant investment, and one crucial aspect of protecting that investment is homeowners insurance. This type of insurance provides financial security against potential risks and damages to a property. However, when the value of homes increases, there are notable effects on homeowners insurance premiums. In this article, we want to inform you how […]
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junio 26, 2023
Agency

I’m a Landlord… Can I use my Homeowner’s Insurance for that property?

As homeowners, we understand the importance of protecting our property with homeowners’ insurance. However, when it comes to renting out our homes, relying solely on homeowners insurance may leave us exposed to potential risks and financial losses. In this article, Best Formula Insurance will shed light on the differences between homeowners insurance and landlord insurance, […]
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junio 22, 2023
Agency

Demystifying Flood Insurance in Texas: Coverage, Statutes, and Claim Considerations

  In flood-prone areas like Texas, understanding how flood insurance works is crucial for homeowners and property owners. This article aims to provide insights into flood insurance specific to Texas, including the statutes that govern it, coverage details, and the distinction between flood insurance and homeowners insurance when filing a claim. Understanding Flood Insurance Coverage: […]
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junio 21, 2023
Agency

Exploring Pets, Dogs, Insurance, Protection: Best Formula Insurance Insights

Dogs bring joy and companionship to our lives, but unfortunately, dog incidents can occur, leading to injuries and potential liability. As experts in insurance, Best Formula Insurance provides valuable insights into how insurance claims work in dog-related incidents. In this article, we will explore the coverage provided, the parties held liable, and the specific insurance […]
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junio 19, 2023
Agency

California Homeowners Insurance Market Shaken as State Farm and Allstate Decision

  The recent decision by State Farm and Allstate to discontinue offering new homeowners insurance policies in California has created a void in the market, leaving homeowners searching for alternative options to protect their properties. While State Farm and Allstate have not provided any specific timeline for when they may resume offering homeowners insurance in […]
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junio 14, 2023
Agency

The Importance of Earthquake Insurance: Safeguarding Your Property and Finances

  Earthquakes can strike without warning, leaving a trail of destruction in their wake. As a homeowner, protecting your property and finances from the devastating effects of an earthquake is of paramount importance. This article explores the significance of earthquake insurance, helping you understand the benefits it provides and why it is crucial to consider […]
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