"SMART INSURANCE FOR THE REAL WORLD"
⚡ Holiday Hours ⚡
🎄 Christmas: Dec 24 (9 AM–2 PM) • Dec 25 (Closed)
🎉 New Year's: Dec 31 (9 AM–2 PM) • Jan 1 (Closed)
El Centro Office Holiday Hours:
🎄 Closed Dec 25–28
🎉 Closed Jan 1–4
⚡ Other offices remain open when El Centro is closed. ⚡
For assistance, please call 888-242-9922.

Commercial Auto

Light Auto, Medium Auto, Long Haul, Tow Trucks, Sand & Gravel, Intermodal, Cargo and more.

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Business Insurance

Business Owner's Policy, Workers' Compensation, Cyber, Real Estate, Restaurants, Retail, and more.

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Contractors Insurance

General Liability, Builder's Risk, Tools, Professional Liability, Tools & Equipment, Bond's and more.

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Personal Insurance

Auto, Home, Motorcycle, RVs, ATVs Boats, Classic Car, Renters, Condominiums' and more.

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Testimonials

Gersom Castillo

Excelente servicio, excelente atención por parte de Ana, procedimiento fácil y sencillo, recomendado 100%

Excellent service, excellent attention from Ana, easy and simple procedure, 100% recommended

Santiago Armando

Excellent customer service.

Carlos Navarro

excellent service

Diana Sigmond

Leonardo was very kind, helpful, and above all, patient. He dedicated himself to finding the best quote for us.

Brian Wright

Iris Sandra Cepeda is the best. Thank you so much for your help!!!!

Georgina Gale

Beautiful customer service 🙏🏻❤ happy holidays …

Josefina Vazquez

Iris is very helpful, attentive and very friendly. Great customer service

Andres Jaimes

Iris is the best! I love her prompt response and customer service. She resolves any issues I have. I would highly recommend to get in contact with her if you need auto insurance or need to do any updates. Iris works very quick and makes it easy. Thank you for all your help!!

Peace Chan

Iris, our agent, is helpful, informative and prompt in providing additional insurance . Great agent to work with.

Christy07 Chavez

I had a great experience working with Bell from Best Formula Insurance. She provided clear information, was very responsive, and made sure I understood all my options. Her customer service was exceptional from start to finish. I truly appreciate her support Bell went above and beyond! Excellent communication, super helpful, and very knowledgeable. I’m extremely satisfied with the service I received. I definitely recommend Bell and Best Formula Insurance!