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Commercial Auto

Light Auto, Medium Auto, Long Haul, Tow Trucks, Sand & Gravel, Intermodal, Cargo and more.

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Business Insurance

Business Owner's Policy, Workers' Compensation, Cyber, Real Estate, Restaurants, Retail, and more.

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Contractors Insurance

General Liability, Builder's Risk, Tools, Professional Liability, Tools & Equipment, Bond's and more.

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Personal Insurance

Auto, Home, Motorcycle, RVs, ATVs Boats, Classic Car, Renters, Condominiums' and more.

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Image of Iris Cepeda

Iris Cepeda

Agent

Main Office

3560 Santa Anita AveSuite K
El Monte, CA 91731
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Iris is a licensed insurance agent with a strong background in both Personal Lines and Commercial Insurance, with a focus on General Liability. She brings a direct, energetic, and no-nonsense approach to her work, earning the trust of her clients through honesty, experience, and follow-through.

What makes Iris stand out is her ability to step into the customer’s shoes. She doesn’t believe in pushing unnecessary coverages—instead, she takes the time to understand what a client truly needs, whether it’s for their business, car, or home, and provides a policy that makes sense. Her advice is practical, informed, and always centered on value—not just price.

Iris works closely with families and small business owners, helping them navigate the details of insurance and offering straightforward solutions that protect what matters most. She explains coverages in a way that’s clear and easy to understand, so clients can make confident, informed decisions.

She’s fully bilingual in English and Spanish, which allows her to connect with a wider community and offer personalized support to those who may feel overwhelmed by the insurance process. Her attention to detail and commitment to doing what’s right have earned her long-standing relationships and loyal customers.

Iris is a key part of the Best Formula Insurance team, and continues to be a go-to agent for those who want clear guidance, real answers, and coverage that fits—not just coverage for the sake of it.