Fitness & Personal Trainer
Clients, Instruction & Physical Activity
Your Clients Rely on Your Guidance During Physical Activity
Personal trainers can face claims involving client injuries, exercise recommendations, alleged improper instruction, damaged property, or other incidents during training sessions. Trainers may also own equipment, employ other instructors, travel to client locations, or operate their own studio.
Client Injuries
General Liability
May help address qualifying claims involving bodily injury, property damage, or other covered incidents that occur during training sessions or business operations.
Training & Advice
Professional Liability
May help address qualifying allegations that professional instruction, recommendations, errors, omissions, or negligence contributed to a client’s injury or other covered loss.
Equipment, Staff & Travel
Business Operations
Business Property, Workers’ Compensation, Commercial Auto, and BOP options may help address exposures involving fitness equipment, employees, owned locations, and business travel.

