SMART INSURANCE FOR THE REAL WORLD

Transportation

Light Auto, Medium Auto, Long Haul, Tow Trucks, Sand & Gravel, Intermodal, Cargo and more.

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Business

Business Owner's Policy, Workers' Compensation, Cyber, Real Estate, Restaurants, Retail, and more.

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Contractors

General Liability, Builder's Risk, Tools, Professional Liability, Tools & Equipment, Bond's and more.

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Personal

Auto, Home, Motorcycle, RVs, ATVs Boats, Classic Car, Renters, Condominiums' and more.

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Fitness & Personal Trainer

Business Insurance by Industry

Protect the Business Behind Every Workout

Personal trainers work directly with clients, provide professional guidance, use fitness equipment, and may train people at gyms, studios, homes, or other locations. Best Formula Insurance can help trainers review coverage for client injuries, professional allegations, equipment, employees, vehicles, and other risks connected to running a fitness business.

Hands-on training creates exposures that ordinary office businesses may not have. Exercise instruction, client injuries, equipment, travel between locations, employees, and professional advice can all influence the coverage a personal trainer may need.

Coverage Built Around Fitness Services

Insurance Personal Trainers May Want to Review

Clients, Instruction & Physical Activity

Your Clients Rely on Your Guidance During Physical Activity

Personal trainers can face claims involving client injuries, exercise recommendations, alleged improper instruction, damaged property, or other incidents during training sessions. Trainers may also own equipment, employ other instructors, travel to client locations, or operate their own studio.

Client Injuries

General Liability

May help address qualifying claims involving bodily injury, property damage, or other covered incidents that occur during training sessions or business operations.

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Training & Advice

Professional Liability

May help address qualifying allegations that professional instruction, recommendations, errors, omissions, or negligence contributed to a client’s injury or other covered loss.

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Equipment, Staff & Travel

Business Operations

Business Property, Workers’ Compensation, Commercial Auto, and BOP options may help address exposures involving fitness equipment, employees, owned locations, and business travel.

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Who We Can Help

Coverage for Different Fitness Professionals

Insurance needs can vary depending on where you train clients, the services you provide, number of employees, equipment values, annual revenue, client activities, business vehicles, and whether you operate independently or from your own facility.

Independent Personal Trainers
Private Training Studios
Mobile Personal Trainers
Strength & Conditioning Coaches
Fitness Instructors
Multi-Trainer Businesses

Personal trainer insurance options

Smart Insurance for the Real World

Ready to Review Insurance for Your Personal Training Business?

Best Formula Insurance can help personal trainers review General Liability, Professional Liability, Business Property, Workers’ Compensation, Commercial Auto, Business Owner’s Policy options, and other available coverage based on how and where they train clients.