SMART INSURANCE FOR THE REAL WORLD

Transportation

Light Auto, Medium Auto, Long Haul, Tow Trucks, Sand & Gravel, Intermodal, Cargo and more.

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Business

Business Owner's Policy, Workers' Compensation, Cyber, Real Estate, Restaurants, Retail, and more.

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Contractors

General Liability, Builder's Risk, Tools, Professional Liability, Tools & Equipment, Bond's and more.

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Personal

Auto, Home, Motorcycle, RVs, ATVs Boats, Classic Car, Renters, Condominiums' and more.

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Daycare Business

Business Insurance by Industry

Protect the Place Families Trust With Their Children

Daycare businesses carry an important responsibility every day. Best Formula Insurance can help childcare providers review coverage for injuries, allegations involving care, property, employees, transportation, sensitive family information, and other risks connected to operating a daycare.

Caring for children creates risks that go beyond ordinary business operations. Supervision, playgrounds, food and allergies, employees, transportation, parent information, and allegations of improper care can all affect the coverage a daycare may need.

Coverage Built Around Childcare Operations

Insurance Daycare Businesses May Want to Review

Care, Supervision & Responsibility

Parents Depend on You to Keep Their Children Safe

Daycare providers can face claims involving injuries, supervision, allergies, behavioral needs, playground incidents, transportation, or allegations involving the care provided. Facilities also rely on employees, equipment, supplies, records, and technology to operate each day.

Children & Visitors

Liability Protection

General and Professional Liability may help address qualifying claims involving bodily injury, property damage, negligent supervision, errors, or allegations connected to the care your daycare provides.

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Sensitive Allegations

Abuse & Molestation Coverage

Daycare operations may need specialized protection for qualifying allegations of abuse or molestation. Availability, exclusions, limits, and eligibility can vary significantly by insurer and policy.

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Employees & Transportation

Operational Protection

Workers’ Compensation, Commercial Auto, Cyber Insurance, and Business Property may help address risks involving caregivers, vehicles, family information, equipment, and everyday operations.

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Who We Can Help

Coverage for Different Childcare Operations

Insurance needs can vary depending on licensing, number and ages of children, number of employees, facility type, playgrounds, food service, transportation, overnight care, and the specific services your daycare provides.

Home Daycares
Childcare Centers
Preschool Programs
After-School Programs
Early Learning Centers
Multi-Employee Daycares

Daycare business insurance options

Smart Insurance for the Real World

Ready to Review Insurance for Your Daycare?

Best Formula Insurance can help daycare businesses review General Liability, Professional Liability, Abuse & Molestation coverage, Business Property, Workers’ Compensation, Commercial Auto, Cyber Insurance, and other available coverage options based on how the childcare operation is structured.