SMART INSURANCE FOR THE REAL WORLD

Transportation

Light Auto, Medium Auto, Long Haul, Tow Trucks, Sand & Gravel, Intermodal, Cargo and more.

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Business

Business Owner's Policy, Workers' Compensation, Cyber, Real Estate, Restaurants, Retail, and more.

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Contractors

General Liability, Builder's Risk, Tools, Professional Liability, Tools & Equipment, Bond's and more.

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Personal

Auto, Home, Motorcycle, RVs, ATVs Boats, Classic Car, Renters, Condominiums' and more.

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Nursing Homes

Business Insurance by Industry

Protect the Care Families Depend On

Nursing homes and long-term care facilities are responsible for residents, employees, property, medical information, and complex daily operations. Best Formula Insurance can help facilities review coverage for professional claims, resident injuries, property losses, employee exposures, cyber risks, and other challenges connected to providing ongoing care.

Long-term care facilities face risks that extend well beyond ordinary business operations. Resident care, medication management, staffing, premises safety, sensitive health information, and regulatory responsibilities can all influence the coverage a facility may need.

Coverage Built Around Resident Care

Insurance Nursing Homes May Want to Review

Resident Care & Facility Risk

Residents, Families, and Staff Rely on Safe Daily Operations

Nursing homes can face claims involving resident care, falls, medication issues, supervision, alleged negligence, property conditions, and other incidents. Facilities also depend on employees, specialized equipment, technology, sensitive records, and uninterrupted operations.

Resident Care

Professional Liability

May help address qualifying allegations involving negligence, errors, omissions, resident care, supervision, or other professional services provided by the facility.

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Residents & Premises

General Liability

May help address qualifying bodily injury, property damage, and other covered liability claims involving visitors, residents, and everyday facility operations.

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Staff, Property & Data

Facility & Workforce Protection

Workers’ Compensation, Business Property, Cyber Insurance, and Employment Practices coverage may help address exposures involving employees, the facility, equipment, health records, and workplace claims.

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Who We Can Help

Coverage for Different Long-Term Care Operations

Insurance needs can vary depending on facility size, resident population, level of care, number of employees, medical services, transportation, property values, regulatory requirements, and the amount of sensitive health information handled.

Nursing Homes
Skilled Nursing Facilities
Residential Care Facilities
Long-Term Care Centers
Memory Care Facilities
Multi-Employee Care Facilities

Nursing home insurance options

Smart Insurance for the Real World

Ready to Review Insurance for Your Nursing Home?

Best Formula Insurance can help nursing homes and long-term care facilities review Professional Liability, General Liability, Business Property, Workers’ Compensation, Employment Practices Liability, Cyber Insurance, and other available coverage options based on the facility’s services and operations.