Special Events Insurance

Elegant wedding reception table setup with floral centerpiece and champagne glasses

Protect your wedding or special event with liability and cancellation coverage.

Protect the moments you planned — and the money you invested.

Events move fast. Vendors cancel, weather shifts, and schedules change. Special Events Insurance is designed to
reduce financial shock and liability exposure, so one surprise doesn’t derail your entire day.

✅ Venue-friendly COI support✅ Options for cancellation + liability

Tip: If your venue requires “Additional Insured” wording or specific limits, we’ll align your policy to those requirements.

What this coverage can do for you

Depending on your event details, Special Events Insurance can help cover eligible losses when you have to cancel,
postpone, or pivot due to unexpected incidents.

Cancellation/Postponement: eligible non-refundable deposits and pre-paid costs (when applicable)
Vendor issues: certain vendor failures or no-shows (when applicable)
Weather/illness/accidents: disruption scenarios (when applicable)
Special items: certain loss/damage to attire, rings, gifts, or photography deliverables (when applicable)

Coverage depends on underwriting and policy terms, but the goal is simple: protect your budget and reduce risk.

Bride and groom toasting with champagne at a wedding reception

Coverage options for weddings, receptions, and special events.

Ready to get your event protected?

Click below to launch the quote flow. If your venue has specific requirements, have the address and requested limits handy.

Get My Special Events Quote

FAQ

Quick answers to keep planning momentum high.

Is special events insurance required?

Many venues require liability coverage and a certificate of insurance (COI). Even when it’s not required, coverage can reduce financial exposure tied to cancellations, claims, or unexpected changes.

How quickly can I get proof of insurance (COI)?

In many cases, COIs can be produced quickly once the policy is placed. Timing depends on event details and venue requirements (additional insured wording, limits, etc.).

Does it cover alcohol?

Host liquor liability may be available depending on the event setup and venue requirements. We’ll align the policy structure to your event profile.

What information do you need for a quote?

Event type, date, location, guest count, venue requirements, and whether alcohol is being served.

Ready to de-risk your event?

Let’s align the right coverage mix—liability, cancellation, and venue-ready COI support—so you can focus on the experience, not the what-ifs.

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Protect the moments you planned — and the money you invested.

What this coverage can do for you

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