Business Insurance by Industry

Protection Built Around Your Trade

Specialty trade contractors bring skilled expertise to construction projects involving electrical systems, plumbing, HVAC, roofing, masonry, flooring, welding, excavation, landscaping, and many other trades. Best Formula Insurance can help specialty contractors review coverage for jobsites, tools, vehicles, employees, completed work, subcontractors, and other exposures connected to their specific operations.

Jobsites & Completed Work

General Liability

May help address qualifying claims involving third-party bodily injury, property damage, completed operations, and other covered liability arising from your contracting work.

Review Contractor General Liability →

Tools & Specialized Equipment

Equipment Protection

Power tools, testing equipment, welding equipment, compressors, generators, specialty machinery, and other mobile property may need protection while stored, transported, or used in the field.

Review Tools & Equipment →

Crews & Vehicles

Operational Protection

Workers’ Compensation and Commercial Auto may help address employee injuries and accidents involving pickups, service vans, utility trucks, trailers, and other vehicles used for the business.

Review Contractor Auto →

A Wide Range of Skilled Trades

Coverage for Specialty Contractors of Different Sizes

Insurance needs can vary depending on the trade, payroll, subcontractors, annual revenue, project size, residential versus commercial work, tools, vehicles, licenses, and contract requirements.

Different Trades. Different Exposures.

Types of Specialty Trade Contractors We Can Review

Specialty contractor insurance is not one-size-fits-all. The hazards faced by a roofer, electrician, landscaper, welder, or excavator can be very different. We can review the operations, tools, vehicles, payroll, subcontractors, and project types that make up your individual trade.

Don’t see your trade listed? Specialty contractor eligibility varies by insurance company. Best Formula Insurance can review the exact operations your business performs and determine what markets and coverage options may be available.