Speciality Trade Contractor Insurance
Speciality Trade Contractor Insurance Information
A specialty trade contractor is a professional who provides specialized services in construction, such as plumbing, electrical, carpentry, HVAC, roofing, and other similar trades. These contractors typically work on a project-by-project basis, and their services are typically needed during specific stages of a construction project.
Specialty trade contractors require several types of insurance coverage to protect themselves against the risks associated with their work. Some of the most common types of insurance that specialty trade contractors need include:
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General Liability Insurance: This type of insurance protects specialty trade contractors against lawsuits and claims that may arise from third-party bodily injury, property damage, or personal injury. It covers the legal fees, medical expenses, and other associated costs that result from such claims.
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Workers' Compensation Insurance: This type of insurance is mandatory in most states and provides benefits to employees who are injured or become ill as a result of their work. It covers medical expenses, lost wages, rehabilitation costs, and other associated expenses.
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Professional Liability Insurance: This type of insurance, also known as errors and omissions insurance, protects specialty trade contractors against claims that may arise from professional negligence, errors, or omissions in their work.
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Commercial Auto Insurance: This type of insurance covers vehicles used for business purposes, such as trucks, vans, or other company-owned vehicles. It provides coverage for liability, collision, and comprehensive damages.
The specific insurance needs of a specialty trade contractor will depend on the nature of their work and the specific risks associated with their trade. It is always recommended to consult with an insurance professional to determine the most appropriate insurance coverage for your business.
Here are some examples of Specialty Contractors who we insure:
Two-Column List
Accounting/Bookkeeping Services
Asbestos Removal
Audio/Visual Services
Automotive Services
Business Consulting Services
Carpentry
Catering
Cleaning Services
Concrete
Copywriting/Editing Services
Electrician
Event Planning
Fencing
Financial Planning Services
Fitness/Personal Training Services
Flooring
Glass and Glazing
Graphic Design
Hazardous Material Abatement
HVAC
Human Resources/Recruiting Services
Information Technology
Insulation
Interior Design
Landscaping
Legal Services
Locksmith
Masonry
Marketing/Advertising
Painting
Pest Control
Personal Training/Fitness Services
Photography
Plumbing and Electrical Services
Printing Services
Public Relations
Real Estate Services
Roofing
Security Services
Security System Installation
Sheet Metal
Shipping and Logisitics
Siding
Sign Installation and Maintenance
Social Media Management
Software Media Management
Software Developement
Swimming pool installation and maintenance
Tax Preparation Services
Tile and Marble Installation
Translation Services
Tree Trimming and Removal
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