Call Us 888-242-9922 ☰ ˟
Logo
Call Us: 888-242-9922
  • Home
  • Personal Center
    • See All Products
    • AutomobileImage of right arrow
      • Mexican Insurance
      • SR-22 Insurance
    • HomeownersImage of right arrow
      • Earthquake
      • Auto and Homeowners Insurance
      • Flood
    • Condominium
    • Renters
    • Landlord Insurance
    • High Value Home Insurance
    • Mobile Home Insurance
    • Personal Umbrella Insurance
    • Recreational Vehicle
    • Motorcycle
    • Off-Road Vehicles Insurance
    • Watercraft & Boat
    • Classic Car
    • Special Events Insurance
  • Business Center
    • See All Products
    • Business
    • General Liability Insurance
    • Professional LiabilityImage of right arrow
      • D & O Insurance
      • Errors & Omissions
      • Employment Practices Liability
      • Malpractice
      • Professional Liability Insurance
    • Property InsuranceImage of right arrow
      • Apartment Buildings
      • Vacant Buildings
      • Builder's Risk
      • Garage Insurance
      • Landlord Insurance
    • Workers Compensation
    • Cyber Insurance
    • Product Liability Insurance
    • Excess/Commercial Umbrella
    • Bonds
  • Commercial Center
    • See All Products
    • Commercial Auto
    • Tow Trucks
    • Transportation
    • Livery
    • Sand & Gravel
    • Intermodal
    • Liability
    • Motor Truck Cargo
    • Physical Damage
  • About Us
    • Directory
    • Event Calendar
    • Our Location
    • State Licenses
    • Privacy Policy
    • Refer a Friend
    • Employment Opportunities
    • Contact Us
  • Get A Quote
  • Client Login
  • Customer Service
    • Automobile InsuranceImage of right arrow
      • Request ID Card for Auto Policy
      • Request Declaration and Coverages Page for Auto Policy
      • Send Declaration and Coverages Information to Lien Holder
    • HomeownersImage of right arrow
      • Request Declaration and Coverages for Existing Homeowners Insurance Coverage
      • Request Evidence of Insurance
    • RentersImage of right arrow
      • Request Declaration and Coverages Page for Existing Renters Insurance Coverage
    • MotorcycleImage of right arrow
      • Request Declaration and Coverages Page for Motorcycle Policy
      • Request ID Card for Motorcycle Policy
    • Business & CommercialImage of right arrow
      • Request ID Card for Commercial Auto Policy
      • Request Declaration and Coverages Page for Commercial Auto Policy
      • Request General Liability Certificate of Insurance
    • Recreational VehicleImage of right arrow
      • Request ID Card for Recreational Vehicle Policy
      • Request Declaration and Coverages Page for Recreational Vehicle Policy
    • Watercraft & BoatImage of right arrow
      • Request ID Card for Watercraft Policy
      • Request Declaration and Coverages Page for Watercraft Policy
Icon

Commercial Auto

Business Auto, Tow Truck, Dump Truck, Truck Tractors, Van, Food Truck, Trailer Exchange, Refer Coverage, Motor Cargo, Permit Filings & More…

More Info
Icon

Business Insurance

General Liability, Business Owners Policy, Workers' Comp, Errors & Omissions, Directors & Officers, Employment Practices, Cyber Protection, Bonds & More…

More Info
Icon

Personal Insurance

Auto, Motorcycles, Boats, RV’s, Home, Renters, Condos, Mexican Insurance, Flood, Earthquake, Special Events & More…

More Info
Home > Homeowners Insurance

High Value Home Insurance


High Value Home Insurance Information

a house that is parked on the side of a building

What is high value home insurance?

Your high value home may not be adequately covered under a standard homeowner insurance policy. Instead, you may need a policy that fills in coverage gaps and recognizes the unique coverage needs of the finest built homes. These polices are designed to protect homes with values in excess of $750,000. We can assist you in selecting a flexible policy to protect your home and your family for years to come.

What does high value home insurance cover?

High value home insurance includes higher limits and exclusive features to provide more coverage to quality homes. Many of these policies are flexible and can be tailored to the unique needs of each family. Some of your coverage options may include the following:

  • Property coverage: Many policies may cover the full replacement cost of your home, even if it exceeds policy limits. Compensation rates are determined with similar construction quality and specialized location in mind. The goal is to completely restore your home and family to your accustomed lifestyle.
  • Valuable contents coverage: Contents coverage may replace your property with the same or similar quality items. An added benefit of this policy is the coverage of valuable luxury items, such as jewelry, fine art, electronic equipment, antiques, wine and other items of value.
  • Increased expenses coverage: After a covered loss, rebuilding efforts may be thwarted by a higher mortgage rate or changes in building code. This policy can cover the difference between what you previously paid and what you are expected to begin paying.
  • Sewer and drain backup coverage: Sewer backups and drain or toilet overflows can lead to high expenses associated with cleanup and repair work. This coverage can be added to your policy to protect against these detrimental incidents.
  • Secondary residence coverage: Vacation and/or seasonal homes should be similarly insured. You can add multiple homes to your high value home insurance policy to protect all of your properties against potential risks.


Ask an agent

We will help you find a policy to fully protect your home and family. Where standard polices may fall flat, high value home insurance policies offer specialized coverage to fit the needs of the lifestyle you are accustomed to. Call us today to begin protecting your future.

Contact Us Today!
888-242-9922

Social Social Social Social Social Social

Resources

  • Products
  • Customer Service
  • Payment Options
  • Report a Claim
  • News
  • About Us
  • Refer A Friend
  • Blog
  • Contact Us

Corporate Office

3560 Santa Anita Ave., Suite K
El Monte, CA 91731

P: (888) 242-9922 | F: (626) 452-0393 | Text: (626) 340-1080
© Copyright. All rights reserved. | Powered by Insurance Website Builder