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Builder’s risk insurance covers property and construction materials during a project. It’s also called COC Insurance. Builder’s risk policies are available for either commercial or residential projects. Projects can be for new construction projects, remodeling and installation work.

 
What's Covered?    What's Not Covered 

Constructions signs, trees and plants
Buildings and structures that are under construction, including temporary storage
buildings, fencing and scaffolding

Equipment as long as the equipment is covered under the policy

Materials and supplies being used

Project electronic data and blueprints

Labor

Ordinance and law costs, or rebuild due to building codes and laws
at the time of the loss or the increased cost to repair.
*Other coverages can be added to your Builder's Risk Policy.
*The coverages above are common coverages.

     Acts of terrorism and war
     Damage due to faulty design
     Employee theft
     Work Vehicles
     Mechanical Breakdowns
     Rust and Corrosion
     Earthquake
     Flood
     Wear and Tear

 


    Who should get Builder's Risk?
    Architects
    Engineers
    Building Owners
    Builders
    Development and Investment Companies
    General Contractors
    Lenders
    Subcontractors


    If you have decided to purchase a builders risk policy, it is extremely important to get covered before the project begins. This is because the insurance company will only cover the costs of work / property built after the coverage start date. Any work done before your insurance policy begins will not be covered.

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3560 Santa Anita Ave., Suite K
El Monte, CA 91731

P: (888) 242-9922 | F: (626) 452-0393 | Text: (626) 340-1080
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